Unlock

South Africa’s

Mass Market

Unlock

South Africa’s

Mass Market

Tap into our ubiquitous online and in-person network

to accept cash, cards, mobile money and QR payments

Tap into our ubiquitous online and in-person network to accept cash, cards, mobile money and QR payments

Contact Sales

Contact Sales

Built for your business

Retailers

SaaS Platforms

Biller & Utilities

Financial Services

  • Layby Payments

    Offer laybys that match customer budgets while you get paid upfront and in full.

    Voucher Management

    Use branded vouchers to reward, prepay, or engage - redeemable online or in person.

  • eCommerce Payments

    Enable checkout across web, app, or hosted flows with local methods, real-time visibility, and smart routing.

    Streamlined Back Office

    Less admin, cleaner books, faster closeouts so your team can focus where it matters.

  • Pre-Check and Monitoring

    Run pre checks to understand how your customers pay and tailor how you follow up.

    Buy Online, Pay in-Person

    Let customers place orders online and complete payment later at any supported in-person outlet.

  • Abandoned Cart Collection

    Bring shoppers back with secure pay by link reminders sent at the right time.

    Debit Order Recovery

    Recover failed payments with retries attempts across channels to reduce churn and revenue loss.

Built for your business

Retailers

SaaS Platforms

Biller & Utilities

Financial Services

  • Layby Payments

    Offer laybys that match customer budgets while you get paid upfront and in full.

    Voucher Management

    Use branded vouchers to reward, prepay, or engage - redeemable online or in person.

  • eCommerce Payments

    Enable checkout across web, app, or hosted flows with local methods, real-time visibility, and smart routing.

    Streamlined Back Office

    Less admin, cleaner books, faster closeouts so your team can focus where it matters.

  • Pre-Check and Monitoring

    Run pre checks to understand how your customers pay and tailor how you follow up.

    Buy Online, Pay in-Person

    Let customers place orders online and complete payment later at any supported in-person outlet.

  • Abandoned Cart Collection

    Bring shoppers back with secure pay by link reminders sent at the right time.

    Debit Order Recovery

    Recover failed payments with retries attempts across channels to reduce churn and revenue loss.

Built for your business

Retailers

SaaS Platforms

Biller & Utilities

Financial Services

Layby Payments

Offer laybys that match customer budgets while you get paid upfront and in full.

Voucher Management

Use branded vouchers to reward, prepay, or engage - redeemable online or in person.

eCommerce Payments

Enable checkout across web, app, or hosted flows with local methods, real-time visibility, and smart routing.

Streamlined Back Office

Less admin, cleaner books, faster closeouts so your team can focus where it matters.

Pre-Check and Monitoring

Run pre checks to understand how your customers pay and tailor how you follow up.

Buy Online, Pay in-Person

Let customers place orders online and complete payment later at any supported in-person outlet.

Abandoned Cart Collection

Bring shoppers back with secure pay by link reminders sent at the right time.

Debit Order Recovery

Recover failed payments with retries attempts across channels to reduce churn and revenue loss.

Flexible Checkout

Accept card, EFT, mobile money, PayShap real-time payments and voucher payments across the market. Redirect, link, or embed our checkout online or in store.

Flexible Checkout

Accept card, EFT, mobile money, PayShap real-time payments and voucher payments across the market. Redirect, link, or embed our checkout online or in store.

Flexible Checkout

Accept card, EFT, mobile money, PayShap real-time payments and voucher payments across the market.

Redirect, link, or embed our checkout online or in store.

In-Person, Everywhere

We operate the most extensive in-person payment network in South Africa—300,000+ locations across retail, agent, and informal channels.

In-Person, Everywhere

We operate the most extensive in-person payment network in South Africa—300,000+ locations across retail, agent, and informal channels.

In-Person, Everywhere

We operate the most extensive in-person payment network in South Africa—300,000+ locations across retail, agent, and informal channels.

  • PayShap RTP Payments

    Accept real-time payments (RTP) with PayShap. Customers pay instantly from their app. No batching, no delays, just confirmation.

  • Card Payments

    Full coverage in one flow. Accept Visa, Mastercard, and local cards across web, app, and in person channels.

  • Agent & Retailer Payments

    Reach customers who prefer to pay in person through Moment’s nationwide network of agents and retail counters.

  • Bank Transfers

    Accept Capitec Pay and direct bank EFTs with automated reference matching and instant visibility.

  • Mobile Money

    Offer wallet options customers already use. Accept MTN MoMo, QR codes, and more. Fully integrated and easy to reconcile.

  • PayShap RTP Payments

    Accept real-time payments (RTP) with PayShap. Customers pay instantly from their app. No batching, no delays, just confirmation.

  • Card Payments

    Full coverage in one flow. Accept Visa, Mastercard, and local cards across web, app, and in person channels.

  • Agent & Retailer Payments

    Reach customers who prefer to pay in person through Moment’s nationwide network of agents and retail counters.

  • Bank Transfers

    Accept Capitec Pay and direct bank EFTs with automated reference matching and instant visibility.

  • Mobile Money

    Offer wallet options customers already use. Accept MTN MoMo, QR codes, and more. Fully integrated and easy to reconcile.

  • PayShap RTP Payments

    Accept real-time payments (RTP) with PayShap. Customers pay instantly from their app. No batching, no delays, just confirmation.

  • Card Payments

    Full coverage in one flow. Accept Visa, Mastercard, and local cards across web, app, and in person channels.

  • Agent & Retailer Payments

    Reach customers who prefer to pay in person through Moment’s nationwide network of agents and retail counters.

  • Bank Transfers

    Accept Capitec Pay and direct bank EFTs with automated reference matching and instant visibility.

  • Mobile Money

    Offer wallet options customers already use. Accept MTN MoMo, QR codes, and more. Fully integrated and easy to reconcile.

Real-Time Payments

Real-Time

Payments

at Scale

at Scale

Move money instantly with PayShap, no queues or cut-offs

Move money instantly with PayShap, no queues or cut-offs

Built for

Resilience

Always-on infrastructure that stays live through loadshedding, fail-overs and network hiccups

Contact Sales

Contact Sales

Billing Management

Bill Presentment

Bill smarter with real-time delivery. Send dynamic bills across SMS, email, and chat—linked directly to one-click payment flows.

Payment Collection

Reconciliation

Automated Collections

Customer Insights

Coming soon

Coming soon

Billing Management

Bill Presentment

Bill smarter with real-time delivery. Send dynamic bills across SMS, email, and chat—linked directly to one-click payment flows.

Payment Collection

Reconciliation

Automated Collections

Customer Insights

Coming soon

Coming soon

Get paid

Get paid

We simplify every aspect of your payments so you can focus on growing your business

We simplify every aspect of your payments so you can focus on growing your business

Contact Sales

Contact Sales

Dashboard

Dashboard

Track every transaction in one place. See payment statuses, retries across channels and customer types.

  • Payment Visibility

    Track every transaction in one place. See payment statuses, retries across channels and customer types.

  • Servicing Tools

    Support your ops team in real time. Look up any transaction and nudge your customers for instant payment retries.

  • Reconciliation

    All your finance data, clean and ready. Export daily summaries and transaction-level records for fast month-end close.

  • Reporting

    See what’s working, where, and why. Get granular reports with filters by method, channel, success rate, and timing.

  • Coming soon

    Actionable Insights

    Turn insights into outcomes.
    Use behavior data to drive nudges, retries, and smarter payment paths.

  • Payment Visibility

    Track every transaction in one place. See payment statuses, retries across channels and customer types.

  • Servicing Tools

    Support your ops team in real time. Look up any transaction and nudge your customers for instant payment retries.

  • Reconciliation

    All your finance data, clean and ready. Export daily summaries and transaction-level records for fast month-end close.

  • Reporting

    See what’s working, where, and why. Get granular reports with filters by method, channel, success rate, and timing.

  • Coming soon

    Actionable Insights

    Turn insights into outcomes.
    Use behavior data to drive nudges, retries, and smarter payment paths.

  • Payment Visibility

    Track every transaction in one place. See payment statuses, retries across channels and customer types.

  • Servicing Tools

    Support your ops team in real time. Look up any transaction and nudge your customers for instant payment retries.

  • Reconciliation

    All your finance data, clean and ready. Export daily summaries and transaction-level records for fast month-end close.

  • Reporting

    See what’s working, where, and why. Get granular reports with filters by method, channel, success rate, and timing.

  • Coming soon

    Actionable Insights

    Turn insights into outcomes.
    Use behavior data to drive nudges, retries, and smarter payment paths.

  • Payment Visibility

    Track every transaction in one place. See payment statuses, retries across channels and customer types.

  • Servicing Tools

    Support your ops team in real time. Look up any transaction and nudge your customers for instant payment retries.

  • Reconciliation

    All your finance data, clean and ready. Export daily summaries and transaction-level records for fast month-end close.

  • Reporting

    See what’s working, where, and why. Get granular reports with filters by method, channel, success rate, and timing.

  • Coming soon

    Actionable Insights

    Turn insights into outcomes.
    Use behavior data to drive nudges, retries, and smarter payment paths.

Built for

Always-on infrastructure that stays live through loadshedding, fail-overs and network hiccups

Contact Sales

Built for

Always-on infrastructure that stays live through loadshedding, fail-overs and network hiccups

Contact Sales

Contact Sales

Built for Scale

We process billions monthly, with millions of transactions across South Africa.

With 99.9%+ API uptime, we support peak volumes without compromising performance.

Built for Scale

We process billions monthly, with millions of transactions across South Africa. With 99.9%+ API uptime, we support peak volumes without compromising performance.

Multi Cloud, Always On

Traffic is balanced across multiple cloud providers; if one region fails, service continues uninterrupted.

Multi Cloud, Always On

Traffic is balanced across multiple cloud providers; if one region fails, service continues uninterrupted.

Load Shedding Resilience

The platform stays operational during power cuts, so online and in-store payments continue without interruption.

Load Shedding Resilience

The platform stays operational during power cuts, so online and in-store payments continue without interruption.

Multi Cloud, Always On

Traffic is balanced across multiple cloud providers; if one region fails, service continues uninterrupted.

Load Shedding Resilience

The platform stays operational during power cuts, so online and in-store payments continue without interruption.

Powerful, Easy to use API

Documentation

Find everything from onboarding walkthroughs to webhook events. Built to help you ship confidently.

API Reference

Explore our full API reference complete with request/response examples, error codes, and parameters.

Read the docs

1 curl --request POST \

2 --url https://api.momentco.io/collect/payment_sessions \
3 --header 'Authorization: Bearer <token>' \
4 --header 'Content-Type: application/json' \
5 --header 'Idempotency-Key: <idempotency-key>' \
6 --data '{
7 "amount": 200,
8 "currency": "ZAR"
9 }'

Powerful, Easy to

use API

Documentation

Find everything from onboarding walkthroughs to webhook events. Built to help you ship confidently.

API Reference

Explore our full API reference complete with request/response examples, error codes, and parameters.

Read the docs

1 curl --request POST \

2 --url https://api.momentco.io/collect/payment_sessions \
3 --header 'Authorization: Bearer <token>' \
4 --header 'Content-Type: application/json' \
5 --header 'Idempotency-Key: <idempotency-key>' \
6 --data '{
7 "amount": 200,
8 "currency": "ZAR"
9 }'

Moment is proud to power payments for its flagship partner - the MultiChoice Group. 


Moment’s single API replaced scattered payment flows, facilitating a unified billing and payment experience across DStv, Gotv and Showmax, while allowing viewers to instantly pay via their preferred payment methods, either online or in-person.

Moment’s streamlined solution has boosted on-time payments, reduced service interruptions and gives MultiChoice a clear path towards opening new markets on the same rails.

Moment is proud to power payments for its flagship partner - the MultiChoice Group. 


Moment’s single API replaced scattered payment flows, facilitating a unified billing and payment experience across DStv, Gotv and Showmax, while allowing viewers to instantly pay via their preferred payment methods, either online or in-person.

Moment’s streamlined solution has boosted on-time payments, reduced service interruptions and gives MultiChoice a clear path towards opening new markets on the same rails.

Unlock

Unlock

South Africa’s

South Africa’s

Mass Market

Mass Market

Contact sales

Contact sales

Products

Collect Anywhere

Ubiquitous Network

Billing Management

Dashboard

Solutions

Retailers

SaaS Platforms

Billers and Utilities

Financial Services

Developers

Documentation

API Reference

Company

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